November 20, 2008

Our customer list Over 135,000 relationships! Our 49 approved states Fintech Enrollment Form FintechOneSourceSM invoice payment and data services are designed to address the unique data and compliance challenges that exist between retailers and their alcoholic beverage suppliers while at the same time enabling alcoholic beverage suppliers to meet the complex requirements of each of their retailers. Select the link that best describes your business below and learn more about how FintechOneSource can help you lower your costs of processing alcoholic beverage invoices and make your business more efficient. Alcoholic Beverage Suppliers... Retailers...

FTX Internet Services, file submission via FTP and AS2 will be unavailable 9:00 PM Friday November 21, 2008 to 3:00 AM Saturday, November 22, 2008. We will be performing scheduled maintenance during this period. Microsoft Internet Explorer v5.5 or above is required to join and sign in to fintech.net FTX. Click here to upgrade your browser. Viewing Tips Browser Information Sign Up for Fintech Focus The Fintech Focus quarterly newsletter combines regulated business news and in-depth Fintech product information with practical advice and answers to electronic commerce questions. Current issue of Customer News Current issue of Fintech Focus e-mail: Retailer City State Lombardi Family Concepts dba Toulouse Bistro, LLC Dallas TX Glory Days of Manassas Manassas VA Nate's Seafood of Allen, LLC Allen TX Culinary Concepts Buckhead, LLC New York NY Kris Food, Inc. - Moore Moore OK PDX Grille Chesapeake VA More Retailers... Vendor City State L.A. Dick Imports, LLC Canton OH Aleksey's Beverages, LLC Nashville TN New Age Wine Dallas TX Columbia Dist Kent Portland OR Inwood Estates Vineyards Dallas TX Lee Edwards North Little Rock AR More Vendors... With the aid of Fintech BDC is able to reduce the delivery times and save time with replacing manual operations with automated operations. Customers benefit from EFT's with eliminating them from writing checks or managing pre-paid and escrow accounts for their deliveries. Security is increased with the usage of EFT's with preventing lost escrow and fraud. Brown Distributing-Austin Cave Creek Coffee Company (C4) selected Fintech to standardize our processes and provide flexible reporting to help us purchase and manage our wine and beer inventory consistently. Cave Creek Coffee Company Fintech has enabled us to streamline our alcohol delivery process. They are a third party processor that helps us ensure the integrity, accuracy and maintenance of our alcohol deliveries. Radisson Hotel Riverfront Fintech allows our company to streamline our accounts receivables; and Fintech's invoice processing allows us to provide our customers with an efficient payment tool. New Mexico Wineries, Inc. We have been very pleased with Fintech and how simple it is to use. The website is easy to navigate; from entering the retailer invoices and verifying payments to running reports. Customer service is always available and helpful when needed. When our retailers use Fintech, it saves everyone time; which in our industry is so valuable. We have more time available to service the customer in the way they expect to be serviced. Using Fintech also saves our delivery personnel from the risk of theft by not carrying large amounts of money. Coco Beverage, Inc. The Fintech process has saved BP from a larger issue, by paying our suppliers and allowing BP to wire the money back. This benefit of the Fintech process has allowed the field BP employees, our suppliers and our customers to feel NO issues related to this internal mistake. With any other payment process, the outcome would have been disastrous. BP Products North America Fintech has been a wonderful company to work with. The service is always prompt & pleasant. It's also great because it saves us and our customers time at check-in. There's no waiting for cash or checks and our drivers don't have to carry large sums of money. Dixie Beverage Since using Fintech our turnaround time for payments and delivery has increased tremendously. The ability to access invoices on the Web page is also a great user tool for our company. Anheuser-Busch Beverage Distribution Company Fintech increases our control on alcohol purchases by eliminating store level payments and it reduces the amount of time that our teammates have to spend away from our customers. Pamida We have been using Fintech since 2001, and their processes have assisted us and our customers in improved productivity and efficiency. This has been accomplished by the excellent customer service we enjoy with Fintech, the details that are available on the website for research, and the fact we have had zero down time and errors. We recommend Fintech to all our customers as well as our fellow distributors. Coastal Beverage Co., Inc. Recently, we opened two new fine wine & liquor stores in the Orlando/Kissimmee area. When buying liquor, beer or wine from our vendors, we must ensure that each vendor is paid in a timely manner in order to eliminate being put on the Sate of Florida's no ship list. We have decided to utilize Fintech in order to process our invoices immediately, without the hassle of getting checks to each store before the shipment arrives and to ensure that each vendor is paid immediately for the inventory. Since our bookkeeping is done in house, this is an easy decision which allows for quick processing and efficiency which would otherwise add hours of wasted time each month. We are very happy with Fintech and our decision to utilize them as our EFT partner. R & S Liquors, Inc. Since most of our business is conducted in California, this will be our first experience with Fintech. Since payment on all alcohol in Arizona is COD, Fintech seems the only way to go. Our corporate offices and all accounting takes place in California, therefore having a company like Fintech should make all processing of alcohol invoices run smoothly. Oggi's Pizza & Brewing Co. In working with Fintech our drivers can make more stops by NOT having to wait for a check, which can become timely. This also gives the driver more security by not having large amounts of cash on their trucks. Fintech also streamlines our regulated reconciliation process, giving us more time to dedicate our resources in other areas. Metro Beverages, Inc. We use Fintech for three reasons; convenience, reporting, and accounting. I prefer to work smart rather than hard. Primo's Tex-Mex Grilles Venus has selected Fintech to help manage its cash receipts and grow its business. Fintech's EFT Payment Program is compatible with Venus's financial management system, making the transition to Fintech nearly transparent. Venus looks forward to working and growing with the Fintech family. Venus Imports, LLC Fintech has eliminated the payment issues that I had with the vendors. I know that the payments will be made properly and on-time so that I stay in compliance and do not have vendors chasing me for payments. Resolving these payment issues it has saved me time that would have been wasted. Quaker Steak & Lube - Clearwater, FL We are fortunate to have Fintech as one of our accounting partners that no one ever hears about because they continue to go about their business effectively but quietly in a business where everyone else wants public recognition. Thanks Fintech. The Charleston Crab House Our team would like to thank Fintech for their support during the hectic opening period of our first restaurant. We appreciate the facilitation allowed between our restaurant and beer distributors and would recommend their valuable service to anyone planning to open a restaurant or bar in Florida. Hurricane Grill and Wings / IR One Holdings

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