This publication offers a forum for our customers to spotlight their companies as well as communicate any significant happenings to the entire Fintech trading partner community. We invite all of our customers to read and contribute to this newsletter.

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Heidelberg Distributing Company

Heidelberg Distributing Company, founded in 1938, is one of Ohio's largest wholesalers, representing Anheuser-Busch and the finest suppliers of beer, wine, spirits and non-alcoholic beverages. Heidelberg is known throughout Ohio for its high-quality beverages and superior sales and service. Heidelberg serves over 20,000 retail establishments with warehouse and sales facilities in Dayton, Cincinnati, Cleveland, Akron, Toledo, Columbus, and most recently, Northern Kentucky.

Leading the company are co-chairmen Vail K. Miller and Albert W. Vontz III. Fourth generation family members are now helping to shape the future of the company and include Vail Miller Jr., Executive Vice President & Director of Sales in Dayton. Each market has its own chief executive officer, operations manager and support staff, and each division is led by separate sales managers and teams in both sales and service/delivery.

Heidelberg has been on the Fintech program since 1994. "The Fintech EFT payment program for regulated invoices provides tremendous economic value added for our retail customers and helps us drive down costs. We strongly support the Fintech program and appreciate their continuing focus and efforts to provide clients with the highest levels of customer service, quality and advanced technology. We look forward to a long successful partnership with the Fintech team" according to Vail Miller Jr., Executive Vice President.



Sparky's Oil Company, Inc.

Sparky's Oil Company, Inc. with corporate offices in Plant City, Florida announces that the company held a Grand Opening of its 26th Sparky's Food Store at 3430 Wedgewood Lane, The Villages, Florida. The store has a Subway inside making it the 16th Subway operated by Sparky's. This location also offers a car wash and eight gasoline pumps.

Fintech is a great service making our company more efficient and accounting runs much more smoothly.

Michael S. Sparkman
President/CEO
Sparky's Oil Company Inc.



JJ Taylor Distributing Florida, Inc.

We are a beer wholesaler that has multiple locations, Tampa, Fort Myers and Minnesota. Our customer base for all of our divisions is approximately 17,000 accounts. Our company prides itself on being the "First Choice Beer Distributor." Fintech helps us greatly by making us more efficient. It greatly reduces the time spent collecting revenue from our customers. It reduces the time our delivery driver would spend waiting for payment at the location. It also eliminates other personnel from the customer level to our delivery department from having to verify any pricing or accounting issues. These are resolved between the accounting departments of both parties.

Using Fintech greatly affects our cash flow, considering our customer base of 17,000 accounts; this would be desirable to any business, large or small, as the funds become immediately available the next business day. The final outcome and our goal are to deliver our product, have our customers sell the product and have the accounting department handle the incoming revenue.

Lesa Woodruff
Accounting Supervisor
Fort Myers



Superior Beverage Group

Fintech has been a great tool for our company to use. The friendly staff is very helpful and always ready to answer any questions you may have. Fintech makes our lives much easier by being there for questions and helping us get new accounts set up as quickly as possible.

Lisa Lamica
Superior Beverage Group



ABC Distributing Company

We are a beer distributor located in Defiance, Ohio and have been partners with Fintech for many years. Their service helps us out in the office by reducing errors, but it is our drivers that benefit the most by far. Ohio's COD law on beer, wine and liquor requires our drivers to handle large amounts of cash and long waits for a check and/or money order to be written. There has been a lot of interest shown in the electronic payment process and we welcome each one.

Karen Sanders
ABC Distributing Co.